When we decide as the public that based upon our jobs and income; that we can afford home ownership, that is when housing will make an upward swing in Miami County. Everyone needs to live somewhere. The tax advantages of home ownership are many. You receive no tax benefit from being a renter. Make sure your credit is healthy explore your options with a local lender and then pick your own Realtor who can show you everything the market has to offer. Just make your mind up that this is the year of homeownership for you regardless of politics or CNN. Miami County, Troy, Piqua Tipp City and the surrounding communities have much to offer. Take advantage of the great opportunities.